Page 5 - Financial Solutions for the 21st Century
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HGI’S SIX STEPS TO FINANCIAL SECURITY
A financial education is vital on a grand scale, now more than ever.
1. INCREASE CASH FLOW
- Earn additional income - Manage expenses
2. DEBT MANAGEMENT
- Consolidate debt - Eliminate debt
3. EMERGENCY FUND
- Save 3 - 6 months income
- Prepare for unexpected expenses
4. PROPER PROTECTION
- Protect against loss of income - Protect family assets
5. BUILD WEALTH
- Outpace inflation - Minimize taxation
6. PRESERVE WEALTH
- Avoid probate
- Maintain privacy
    
















































































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